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About Powered by Sonic

Charlie Shami

Founder, Sonic Family of Companies

Charlie Shami is the founder of the Sonic Family of Companies, a group of businesses serving distinct needs in mortgage financing, real estate, title and settlement, and direct home buying. Based in Dearborn, Michigan, he brings experience in residential transactions dating to 2008 and a practical understanding of what clients and professionals need to move a transaction forward.

Charlie serves as President & CEO of Sonic Loans®, Principal Broker of Sonic Realty®, Founder & CFO of Sonic Title®, and Founder of Sell to Sonic. Powered by Sonic brings those businesses together through a shared commitment to clear communication, sound judgment, and accountability. Each company serves its own clients and professional relationships, with the flexibility to work alongside the providers a client chooses.

Before founding Sonic Loans®, Charlie served as a Director and later Senior Director of Mortgage Banking at Quicken Loans, now Rocket Mortgage. Earlier in his career, Charlie held mortgage loan originator licenses in 44 states. He is currently licensed as a mortgage loan originator in Michigan, Florida, Texas, California, and Colorado. He also holds real estate broker licenses in Michigan and Florida and a title producer license in Michigan.

Charlie remains active in mortgage origination, keeping his leadership grounded in the questions clients ask and the details that determine whether a transaction can move forward. That experience informs his approach to building businesses: understand the work, develop capable people, and make responsibilities clear.

His perspective on homeownership is personal. At 18, he helped his family meet their mortgage obligations, an experience that shaped his respect for the responsibility behind a housing decision.

As Sonic develops, Charlie’s focus is on strengthening each business through leadership development, financial discipline, and practical improvements to service. He values relationships with professionals who bring complementary expertise and share a long-term commitment to their clients. His goal is to build companies that earn repeat business and referrals through the quality of their work, with teams prepared to carry that standard forward.

Credentials

  • Licensed Mortgage Loan Originator in Michigan, Florida, Texas, California, and Colorado. NMLS #1097497.
  • Licensed Real Estate Broker in Michigan and Florida.
  • Licensed Title Producer in Michigan.

Tell us what you have in mind. Whether you need help from one of the Sonic companies, want to discuss a professional relationship, or have a business opportunity to explore, we will help you reach the right person.

About Sonic Family of Companies

Powered by Sonic is the brand home of the Sonic Family of Companies: Sonic Loans®, Sonic Realty®, Sonic Title®, and Sell to Sonic. The businesses serve different needs in real estate and share a commitment to clear communication, capable teams, and accountability. Clients and professional partners can engage the company that fits the work in front of them.

The Sonic companies

  • Sonic Loans®

    Sonic Loans® helps homebuyers and homeowners evaluate mortgage options for purchases and refinancing. The team’s work centers on understanding the borrower’s circumstances, explaining program requirements and costs, and guiding the loan through the steps toward closing. The company works with clients and the professionals they choose to involve.

  • Sonic Realty®

    Sonic Realty® provides representation for people buying and selling real estate. The brokerage brings together local market knowledge, practical transaction experience, and a commitment to understanding each client’s priorities. Its agents help clients evaluate their options and navigate the work from preparation through closing.

  • Sonic Title®

    Sonic Title® provides title and settlement services for Michigan real estate transactions. Led by President & CEO Dee Shami, the team works with buyers, sellers, agents, lenders, and other professionals on the title review, settlement details, and coordination involved in closing.

  • Sell to Sonic

    Sell to Sonic purchases homes directly in Metro Detroit for its own investment purposes. Homeowners can request an as-is cash offer and review the proposed price, costs, conditions, and timing before deciding whether to proceed. Each proposal depends on the property and the transaction details.